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  • Writer's pictureZev Green

Why Wallet by BOSS Money Offers a Whopping 3.75% High APY on Checking and Savings Accounts

High APY Checking and Savings

At Wallet by BOSS Money, we're in the business of breaking barriers and redefining what banking can be. We believe that everyone deserves access to the best financial tools, regardless of their credit history or immigration status. That's why we're excited to announce that we're now offering an Annual Percentage Yield (APY) of 3.75% on both our checking and savings accounts.


How Are We Able to Offer 3.75% APY?

You may be wondering how we're able to offer such an attractive rate in a world where traditional banks' savings accounts average a mere 0.06% APY.


Firstly, Wallet by BOSS Money is a technology company, not a traditional bank. This means we have lower overhead costs, allowing us to pass the savings onto our customers in the form of higher interest rates.


Secondly, our business model prioritizes the financial well-being of our customers above all else. We don't believe in charging unnecessary fees or setting minimum balance requirements. Instead, we invest in the financial success of our customers, rewarding them with a higher APY.


Lastly, we've partnered with Evolve Bank and Trust, an FDIC-insured bank, to ensure that your funds are safe and secure, up to $250,000.


Checking and Savings Accounts with High APYs

At Wallet by BOSS Money, we don't believe in making you choose between a checking account that gives you easy access to your money and a savings account that allows your money to grow. We offer a 3.75% APY on both types of accounts.


You can now enjoy the convenience of our checking account features—like free physical and virtual Mastercards, fast and simple account activation, compatibility with Apple Pay & Google Pay, and more—all while your money keeps working for you. Plus, you get the same rate of return with our savings accounts.


Welcoming Everyone to Better Banking

We're proud to be a banking service that welcomes those without a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). We're here to break down traditional banking barriers and provide a stress-free banking experience for everyone.


Get started with Wallet by BOSS Money today and let your money start working harder for you with our high APY on Checking and Savings.

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