You deserve more
Our Savings Vault Rate is more than 9x the national average
At Elroy, we believe that your hard-earned money should work just as hard for you. That's why we're proud to offer a competitive APY of up to 4.25% on our Savings balances* - that's more than 9 times the national average of 0.46%! You'll earn more money on your deposits, giving you the opportunity to reach your financial goals faster.
1 - The FDIC began posting the National Rate and Rate Cap on May 18, 2009. Data is not available prior to May 18, 2009. Data from May 2009 through March 31, 2021, reflects the calculation in effect at that time (averages weighted by branch, and not including credit unions), while data posted after March 31, 2021, reflects the calculation described above.
This historical data can be accessed at Previous Rates.
*Interest rates are plan-dependent. No minimum balance required to earn the stated rate with the Premium Plan.